Elite Credit Group, Inc.
"Working with Elite Credit Group has helped me close an extra $38,000 in gross commissions alone this year"
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-Arnold. Pasco WA
Welcome HVAC Pros – Let Our Credit Experts Help You Turn Credit Denials Into Closed Deals
At Elite Credit Group, we know how frustrating it is to lose a job because a customer’s credit isn’t where it needs to be. That’s where we come in. We help credit-challenged homeowners get qualified — so you can close more sales, boost your revenue, and offer real solutions when others say no.
Turn Credit Denials Into Closed Sales — With No Extra Work
When your customer gets denied for HVAC financing due to low credit, it doesn't just affect them — it stops your sale cold. At Elite Credit Group, we specialize in turning those lost deals into second chances. Our team helps your clients improve their credit quickly and effectively so they can return qualified and ready to buy. You stay focused on your installs and service calls, while we handle the credit work behind the scenes.
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By partnering with us, you give your clients a real solution instead of a rejection — and you protect your pipeline. We keep you updated every step of the way, and when the client is ready, we send them back to you to finish the job you started. We even offer up to $250 per paid referral and the option to credit the repair fee back to your customer, so you stay the hero in their eyes.
Why HVAC Pro's
love working with us
1. We help their clients improve their credit fast
2. They get a second shot at the sale when they re-apply
3. We offer up to $250 per paid referral
4. They choose to refund their credit repair fee when they come back
5. Save lost sales that would otherwise walk away
6. They can add credit assistance as a service to your business
7. Increase closing rates with credit-ready clients
8. No chasing or follow-up — we handle everything
How it works:
1. Client Gets Denied for Financing
If a homeowner’s credit score is below 650, they often get turned down.
2. You Refer Them to Elite Credit Group
Use our quick referral form. We’ll handle everything.
3. We Fix Their Credit and Send Them Back to You
Once they’re ready, you pick up the sale where it left off.
✅ Paid referrals available — up to $250 per converted client
✅ Our team of professionals will keep you updated every step of the way
✅ Fast & easy intake form — takes 60 seconds
Before working with Elite Credit Group, we were losing 4–5 deals a month due to bad credit. Now, we have a reliable solution we can offer our clients, and about 60% come back approved. This partnership has been a game-changer for our bottom line
Mark T., Owner, True Temp HVAC
I love being able to tell a customer ‘not yet’ instead of ‘no.’ Rolando and his team handle everything, and we’ve had several clients return within 60–90 days with financing ready to go. It keeps our pipeline moving and our reputation strong.
Samantha R., Sales Manager, CoolBreeze Heating & Air
​We started sending denied financing clients to Elite Credit Group earlier this year, and I can honestly say it’s one of the best decisions we’ve made. Not only are we recovering lost deals, but clients trust us more because we didn’t leave them hanging."
Victor L., Partner, AirSmart Mechanical
What I appreciate most is the communication. I always know where my client stands, and Elite gives them real support — not false promises. The $250 referral bonus is nice, but the return business is even better.
Jessica M., Operations Lead, Comfort Zone HVAC