Terms & Conditions

Effective Date: August 2024

Welcome to Elite Credit Group, Inc. By accessing and using our website and services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

1. Acceptance of Terms
By using our website, you acknowledge that you have read, understood, and agree to these Terms and Conditions. If you do not agree, please do not use our website or services.

2. Services Provided
Elite Credit Group provides credit repair services to help improve your credit score. Our services include, but are not limited to, credit analysis, dispute assistance, and credit education. We do not guarantee specific outcomes, as results may vary depending on individual circumstances.

3. Eligibility
You must be at least 18 years old to use our services. By using our website, you represent and warrant that you meet this age requirement and that the information you provide is accurate and complete.

4. User Responsibilities
You agree to use our website and services for lawful purposes only. You must not use our site or services to engage in any fraudulent or illegal activities. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

5. Payment and Refunds
Our services are provided on a fee-for-service basis. All fees must be paid in full before services are rendered. Refunds are available under specific circumstances and are subject to our refund policy. Please refer to our refund policy for more details.

6. Privacy Policy
Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. By using our website, you consent to the collection and use of your information as described in our Privacy Policy.

7. Limitation of Liability
Elite Credit Group is not liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use our website or services. We do not guarantee the accuracy, completeness, or timeliness of the information provided on our website.

8. Dispute Resolution
Any disputes arising out of or related to these Terms and Conditions will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You agree to waive your right to a trial by jury and to participate in a class action lawsuit.

9. Modifications to Terms
Elite Credit Group reserves the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our website and services after any modifications constitutes your acceptance of the revised Terms and Conditions.

10. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the state of [Your State], without regard to its conflict of law principles.

11. Agreement To Receive Text Messages
By providing your mobile number, you agree that Elite Credit Group may send you periodic SMS or MMS messages containing but not limited to important information, updates, deals, and specials.

You will receive up to 4 messages per month.
You may unsubscribe at any time by texting the word STOP to the (562) 585-1005. You may receive a subsequent message confirming your opt-out request.
For help, send the word HELP to (562) 585-1005
Message and data rates may apply.
United States Participating Carriers Include AT&T, T-Mobile®, Verizon Wireless, Sprint, Boost, U.S. Cellular®, MetroPCS®, InterOp, Cellcom, C Spire Wireless, Cricket, Virgin Mobile and others.
T-Mobile is not liable for delayed or undelivered messages.
You agree to notify us of any changes to your mobile number and update your account with us to reflect this change.
Data obtained from you in connection with this SMS service may include your cell phone number, your carrier’s name, and the date, time and content of your messages, as well as other information that you provide. We may use this information to contact you and to provide the services you request from us.
By subscribing or otherwise using the service, you acknowledge and agree that we will have the right to change and/or terminate the service at any time, with or without cause and/or advance notice.

If you have any questions please contact Elite Credit Group at (562) 585-1005.

12. Contact Information
If you have any questions or concerns about these Terms and Conditions, please contact us at info@myelitecreditgroup.com or 657.276.0136.